Consultative Approach To A Divorce Plan
Build a holistic plan before, during, and after a divorce that is unique to you.
- Pension Analysis
- Investment Account
- Stock/RSU’s/Options
- 401(k)
- Retirement
- Life/Disability Insurance
Financial Services
We understand the many concerns individuals and families face as they prepare for and go through a divorce. Our goal is to help clients feel confident about their financial future and empower them to pursue their individual aspirations as they enter a new phase of life. Through our comprehensive approach, we develop customized strategies that address clients’ needs and goals, both short and long-term.
Mortgage Services
Having worked with many homeowners going through divorce, we recognize the importance of having a knowledgeable and trusted resource for mortgage financing. For most people, the home is their largest asset, as well as their largest liability. Not having the proper information and guidance can drastically affect one’s financial stability and future. For this reason, we value the importance of learning what each client’s specific goals and interests are from the divorce so that we can best serve them and assist to reach their goals.
- Mortgage Planning
- Debt Consolidation
- Real Estate Financing
- Purchase & Refinance
- Credit Liability Analysis
- Selling a Home
- Purchasing a Home
- Investment Properties
- 1031 Exchange
- CMA's
Real Estate Services
A real estate professional can play a crucial role in assisting a client going through a divorce by providing guidance, support, and expertise in navigating the complexities of the real estate aspect of the divorce process. Here are several ways we can help: property valuation, listing and selling of property, buying a new property, market insights, and referrals to other professionals. Through our expertise and experience we can offer support throughout the real estate process and help alleviate some of the emotional stress associated with property-related decisions.
Tax Services
Divorce is a challenging journey that often involves complex tax considerations. Having a tax advisor on your side during the divorce process can help to alleviate tax headaches, surprises, and conflict down the road. Our experienced and empathetic CPAs enjoy working closely with clients to resolve tax matters and provide valuable planning services. We understand that every divorce is unique, and there is no one-size-fits-all solution. Our team will assess your specific situation, taking into account your income, investments, real estate, and other assets. By tailoring our strategies to your circumstances, we aim to minimize tax liabilities and advise on the tax implications when dividing property to maximize your financial security post-divorce.
- Tax Preparation
- Planning & Strategy
- Estimates
- Trust and Estate Tax
- Real Estate Transactions
- Small Business
- Partnerships
- Debt Restructuring
- Financial Forecasting
- Itemized Expense Documentation
- Post-Divorce Spending Plans
- Credit Rating Improvement
- Reduce Financial Stress
Cash Flow Strategy / Money Coach
A cash flow strategy for divorce involves managing finances to ensure stability during and after divorce. This includes:
- Legal and Professional Costs: Budget for attorney fees, court fees, and related expenses.
- Lifestyle Adjustment: Revise your budget to account for income and expenses post-divorce changes.
- Spousal and Child Support: Factor these into your income and expenses if applicable.
- Insurance and Healthcare Costs: Plan for health coverage changes and potential life insurance updates.
- Credit and Debt: Account for dividing joint debts and possibly establishing individual credit.
- Emergency Fund: Aim to save three to six months’ worth of living expenses as a buffer against unforeseen costs
Cash flow strategists can help create a personalized strategy for your situation
Use Our Checklist to Help You Navigate Your New Financial Independence
Our comprehensive checklist helps you identify important matters to consider whether you’re beginning, going through, or have recently finalized your divorce.